No What?!

Hey Guys, Happy February!!! This month I am going to designate as a No Spend month.  This is my first time going a month without spending.  Don’t think I’m out here spending willy-nilly, but I tend to pick up little things for myself or Babydoll – I’m rebuilding my wardrobe – and anything that I…

Budget

Happy weekend everyone, I hope that your week was less eventful than mine. Work was crazy busy and my freezer died on my refrigerator (the temperature is reading 22F) neccessitating me having to buy a new one. Fortunately I had been looking at refrigerators for about two years now and knew exactly what I wanted…

Budget with me – July

I thought that I would finally share my budgeting process with you guys this month. I’ve been wanting to do this for quite some time, but was hesitant because I was unsure how to do it where it made some sense. I can’t guarantee that it will make sense this time, but here it goes….

Another aid in budgeting

Something that I started late last year to keep me on track with my finances is to create a form that allows me to see on a daily basis where my money is going. I initially started doing this weekly, because I was getting paid weekly.  When my position changed, my pay period changed to…

I’m sinking

This week I want to talk about sinking funds. More specifically the way that I do my sinking fund. For those of you who do not know what a sinking fund is, it is when you take an expense that you know is coming and you break down the cost over a period of time….

6 Month Check-in

I haven’t posted anything financial related lately. I know that I said I was going to do a 3 month check in with you guys to keep me accountable. I have not done that. Should I give my excuse now or forgo it and just say that I’ve done bad. I think I should give…